ID Finance answers to questions asked during webinar



In October, we held a webinar featuring the management of ID Finance, one of the largest loan originators on the Mintos marketplace. Many investors tuned in and many questions were asked. Given the time limitations, the participants did not manage to answer all of the questions live. We collected them and asked ID Finance representatives to answer in writing. And here are the answers.

Are you raising any capital from private investors? If so, how can one participate in the ID Finance growth story?

Yes, ID Finance raises capital from private investors globally and locally, according to local legislation. We…

We need your vote in AltFi 2017 Awards



The most important voting of the year has begun. Support us in the AltFi 2017 Awards by casting your vote for Mintos. It will take just a few seconds of your time to show that Mintos is the go-to place for peer-to-peer investing.

We won the prestigious AltFi “People’s Choice” award last year and there are even more reasons to win this year – 22 568 reasons more, to be precise. That’s the number of new investors who have joined Mintos since last year’s awards.

AltFi awards are the most important and prestigious in the…

Romanian mortgage lender Extra Finance now offers loans with buyback guarantee



A leading non-bank mortgage loan originator in Romania, Extra Finance has now added loans with a buyback guarantee to its offering on Mintos.

These new Extra Finance loans will be denominated both in euro (EUR) and Romanian Leu (RON). The loans will range from EUR 5 000 to EUR 50 000, with a repayment term of 9 to 60 months. The net annual return to investors will reach 10-11%. For each loan placed on the Mintos marketplace, Extra Finance will retain at least 10% on its balance sheet as its skin in the game.


Mozipo Group now offers to invest in personal loans from Denmark



Thanks to Mozipo Group, investors on Mintos now have even more investment opportunities in Denmark. Personal loans issued by Mozipo in Denmark are now available on the Mintos marketplace in euro (EUR), and soon loans in Danish krone (DKK) will be added as well.

Mozipo Group has built a strong reputation for itself since it was established in Lithuania more than a decade ago. Mozipo is known for being a reliable, transparent and responsible non-bank financial institution. The company was one of the first to offer online and SMS credit solutions. Mozipo Group operates in Lithuania, Denmark and…

Improve your investment strategy with this new feature



A new feature has been added to Mintos. For the first time, you can now tailor your investments according to loan risk categories which are based on loan originators’ unique internal scoring models. Risk categories link expected annual bad debt rate with the interest rate offered to investors on Mintos. This new feature gives you a high-level of transparency and will allow you to make more informed and precise decisions on your investments.

DEBIFO will be the first loan originator on Mintos for…

ID Finance offers more investment opportunities from Spain



We are pleased to announce that, starting today, ID Finance will be offering the opportunity to invest in Spain-issued personal loans with repayments in several instalments. This is in addition to the ID Finance short-term loans from Spain and personal loans from Georgia already offered on Mintos.

ID Finance Group is pioneering fintech in emerging markets. Founded in 2012, the company is now the largest online consumer lender in the CIS region and a leading one in Europe. The group operates in Spain, Kazakhstan, Georgia, Poland, Russia, Brazil, and Mexico. In Spain, ID Finance issues loans under its…

LO Spotlight: Interview with ACEMA’s Chairman of the Board of Directors



ACEMA joined Mintos in March 2016. Since then, many investors have found ACEMA loans to be a perfect match for a longer-term investment. We sat down with Miroslav Krejčí, Chairman of the Board of Directors of ACEMA, to find out more about the company and its recent development.

Can you please tell us a little bit more about ACEMA?

We’re a family company that was established in 2000, and we have become one of the leading providers of secured loans on the Czech market. As of the second quarter of 2017, we have about 25% market share in the alternative financing…

You can now invest in Swedish Krona on Mintos



For the first time on Mintos, investors now have the opportunity to invest in loans in Swedish Krona, thanks to Aasa Group.

Aasa Group is the largest loan originator on the Mintos marketplace. Established in 2010, it is one of the top alternative lenders on the Polish and Finnish markets. Since its inception, Aasa Group has issued more than 523 000 loans worth EUR 516 million. The company started its operations in Sweden in May 2017, and issues loans through Aasa Kredit Svenska AB.

Aasa Group started placing loans from Sweden on Mintos in October 2017. The consumer…

ExpressCredit financial results for 9 months of 2017



ExpressCredit group’s turnover for the nine months of 2017 reached EUR 13.5 million and the Group closed a period with consolidated unaudited profit of EUR 2.2 million

The Group has been successfully operating from 1 January 2017 to 30 September 2017. According to the plan, the total revenue compared to the corresponding period of the previous year has increased by 20.8%, totaling EUR 13 490 124.

The Group’s Chairman of the Board, Agris Evertovskis comments on the 9-month results of 2017: “The Group’s performance growth is significant compared to the 9 months of the previous year. The company’s financial…

Refer-a-Friend program is back for November



Don’t miss the opportunity to recommend Mintos marketplace to your friends and get rewarded! For every successful referral done in November 2017, we will reward both you and your friend with 1% of the amount they invest.

Log in, find your unique referral code next to your Investor’s Balance at the top of the page and start referring now! Once your friend enters this code in the “Promo code” field during registration, we will reward both of you with 1% of their invested amount.

The reward will be calculated…