You can receive a bonus for investing in loans with the Mintos Diversification Strategy!



One of the most effective ways to reach long-term financial goals whilst minimising risk at the same time is through diversification. This is why, as the majority of investment professionals agree, diversified investment portfolios are more likely to experience less volatility and more solid returns than those with more concentrated holdings.

At Mintos, we value our investors, and we want to ensure you get the most from the marketplace. That is why, for a limited time only, we are offering you the chance to receive a bonus for investing in loans through the Mintos Diversification Strategy!

Changes in Mogo’s claim composition



We would like to inform you that Mogo will change the claim composition for its new loans offered on the Mintos marketplace, starting July 16, 2018.

The claim composition of loans offered on the Mintos marketplace can include interest, late payment interest and penalties; with interest being the main source of income for investors. The exact composition is determined by the loan originator, taking into account its preferences and the underlying loan agreement.

Starting from July 16, 2018, the following changes will be made in the claim composition of the investments offered to Mintos investors:

Lime Zaim has launched on Mintos and initially offers investment opportunities in RUB and will begin to offer loans in EUR in the coming weeks



We are pleased to welcome Lime Zaim to the Mintos family! The company is a technology-driven financial service provider from Russia and will offer returns up to 13% and 18% for its EUR and RUB loans respectively.

Lime Zaim, part of the Lime Group, was established in 2013 in Russia and began issuing loans in the first quarter of 2014. Lime Zaim’s lending products assist under-banked consumers to expand their purchasing power and to manage their short-term cash flow needs. To achieve this, the company offers short-term loans and instalment loans to citizens of Russia completely online. Its…

Mogo will repurchase part of its loans on Mintos following the bond issuance



Following the successful issuance of a EUR 50 million bond, secured car loan provider Mogo will refinance its existing funding facilities. Among others, this will include loans funded by investors on Mintos.

Starting from July 13, 2018, Mogo will partially repurchase loans from investors on Mintos using their call option as stipulated in the assignment agreement. During July, Mogo plans to gradually repurchase in total up to EUR 16 million net of loans issued to borrowers in Bulgaria, Estonia, Latvia, Lithuania, Poland, and Romania and funded through Mintos. More specifically, Mogo…

Spanish mortgage lender FIREOF has just launched on Mintos



We are pleased to announce that there are now even more investment opportunities in mortgage loans, as Spanish mortgage lender FIREOF Management (FIREOF) has just launched on the marketplace. You can invest in its loans now and enjoy net returns of up to 8%.

Established in 2015, FIREOF is an asset secured lending business whose mission is to provide a financial bridge to Spanish consumers. FIREOF pursues a win-win relationship with their borrowers. The company is fully licensed and audited and it provides its credit products through established brokers.

FIREOF has a Read more

LO Spotlight: Interview with ID Finance



ID Finance is a fast-growing data science, credit scoring and digital finance provider that is pioneering fintech innovation in emerging markets. The company is now the largest online lender in Russia and it also operates in Kazakhstan, Georgia, Poland, Spain and Brazil. Currently, the company is planning to boost its presence in Latin America with a launch in Colombia planned for 2018.

The CEO of ID Finance, Boris Batine, and the CFO of ID Finance Kazakhstan, Alexander Pak, took the time to chat with Mintos about their future plans for the company and…

The refer-a-friend campaign is back!



We know you love our refer-a-friend campaign, so we are happy to announce that the refer-a-friend campaign is back!

Based on our past campaigns, for each friend you refer, you can earn an average of EUR 40.15! So don’t miss the opportunity to recommend the Mintos marketplace to your friends and get rewarded! For every successful referral, we will reward both you and your friend with 1% of the amount they invest.

Log in, find your unique referral code next to your Investor’s Balance at the top of the page and start referring now!

Waiting to hit the billion euro mark



Interview by Ieva Jakone on June 6, 2018.

Loans worth EUR 660 million have been funded on the Mintos marketplace. In addition, the company has earned almost a quarter of a million euros and won prestigious awards. But Mintos is not going to stop here — they have taken only their first steps.

When Mārtiņš Šulte established the first marketplace for loans in Latvia back in 2015, and one year later attracted venture capital funding of two million euros, start-ups as a concept were still…

Mogo has issued a bond worth EUR 50 million



Mintos is happy to announce that on June 25, 2018, Mogo group issued a bond worth EUR 50 million, with an annual interest rate of 9.5% (ISIN XS1831877755). The settlement of the bond is to be expected on July 11, 2018. On the same date, the bond with a denomination of EUR 1 000 will be available on the secondary market of the Frankfurt Stock Exchange (the Open Market of the Frankfurt Stock Exchange) for retail investors.

The size and coupon rate of the bond is a…

We have a new loan originator from Russia on Mintos – Metrokredit



We have great news! There are now even more opportunities for investment as Metrokredit has just launched on the marketplace and offers its short-term loans for investment in Euro (EUR). Don’t miss this great opportunity to earn net annual returns of up to 13% for its loans listed in EUR!

Metrokredit was established in 2017 in St Petersburg, Russia and it is regulated by the Central Bank of Russia. The company offers short-term loans in RUB of up to RUB 30 000 to citizens of Russia. Metrokredit offers…