A fast-growing peer-to-peer marketplace from the Baltics conquers Europe



Interview with Martins Sulte, CEO and Co-founder of Mintos.

Can you start by telling us what Mintos is about?

Mintos is a fintech startup. We operate as a p2p loan marketplace that allows investors to invest in various loans from a constantly growing number of loan originators. To put it in a broader context, the Mintos marketplace functions similarly to the way Amazon does. While Amazon connects merchants selling goods to consumers, Mintos connects loan originators selling loans to investors.

By creating this service, the Mintos team offers investors an asset class that previously was not widely available — the opportunity to…

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Refer-a-Friend Program



We are happy to officially announce that we have launched the Refer-a-Friend Program. This program makes it easier for you to introduce Mintos to your friends — and get rewarded. For every successful referral, we will credit 1% of their invested amount to both your and your friend’s investor account!

To start earning refer-a-friend rewards, send a registration link from your Mintos investor account to a friend. Once your friend registers via the link and starts investing, we will reward both of you with 1% of their invested amount. The reward will be calculated based on the average daily invested balance over a 3-month period and…


Join our Affiliate Program and Earn



Not an investor on Mintos platform, yet? No problem, you can still make money via Mintos Affiliate Program.


How can you join?

1. Contact our affiliate consultant at:

2. Receive your unique affiliate URL and promotional materials, as needed. We will provide you with a URL that contains a unique code to identify which investors you have brought to Mintos.

3. Start earning a competitive commission for all new investors you bring to Mintos.

What will you earn?

You will receive EUR 5 for every registration made from your unique affiliate URL. And what is even better — 1% of their outstanding invested…


Mintos Annual Report



What an exciting time for Mintos, its partners, investors and employees! Our peer-to-peer lending marketplace has grown tremendously since its inception in January 2015. We are pleased to present Mintos’ first annual report (for the period ending 31 December 2015).
The financial statements were prepared in accordance with International Financial Reporting Standards (IFRS) and audited by Ernst & Young. During the first year of operations, Mintos achieved strong growth in business volumes and made sizeable investments in the development of the Mintos platform and expanding its team. Mintos had a strong equity position of EUR 406,000 and cash reserves of…


Welcome on board, Janis!



This month Janis Pranevics joined the Mintos team as the Head of Loan Originator Partnerships. He earned his BSc degree from Stockholm School of Economics in Riga and his MBA from Riga Business School. Janis is also a CFA charterholder.
Janis has 10 years of experience in the financial services industry, and comes to Mintos from the leading private equity company in the Baltics, BaltCap. Here he was responsible for originating, structuring, executing, overseeing and exiting investments. Prior to BaltCap, he worked with CBL Asset Management, the largest asset management company in the Baltics.

In his spare time, Janis enjoys an active lifestyle. He is an avid hiker and is…


Mintos investor webinar



At the end of April we held a Mintos investor webinar. This was the second investor webinar hosted by Mintos CEO and co-owner, Martins Sulte, and finance director and co-founder, Martins Valters.

Mintos representatives familiarized attendees with the successes of the past six months, as well as provided information about loan originators, interest rates and how the buy-back guarantee works. They also covered Mintos’ future development plans.

We would like to thank everyone who participated and submitted questions. We hope to see you at the next Mintos webinar! In case you weren’t able to participate in the live webinar, you can watch a video version here.


Welcome to our Team!



Last month Ieva joined the Mintos team as a business development analyst. She earned a BSc degree from the Stockholm School of Economics in Riga, where she was one of the main organizers of Peak Time, an annual international student business competition.
After graduating, Ieva went on to develop her career at Ernst & Young Baltic, where she worked as a senior consultant in the assurance department.

In her free time, Ieva enjoys baking desserts, especially cheesecake. She loves reading — her favorite genres are motivational business literature and travel blogs. Ieva is also a fan of volleyball, both on and…


Aforti group company from Poland joins Mintos platform



We are pleased to announce that, starting today, loans issued in Poland will be available for investment on the Mintos platform. The Aforti group company Aforti Finance, which lends to small and medium-size businesses in Poland, has joined the platform.  (more…)


Rate Mintos’ work and add your review to Trustpilot



Dear investors,

Starting today, you can rate the Mintos platform on Trustpilot, Europe’s biggest and fastest-growing platform for client reviews. In joining Trustpilot, the Mintos team is affirming its dedication to transparency and responsiveness to client needs.

Rate and review Mintos on Trustpilot here(more…)


Martins Sulte: Investors’ suggestions help the Mintos marketplace to grow and develop



Dear investors,

A little over a year has passed since the peer-to-peer lending marketplace Mintos began its work. Looking back at this time, I’m proud to say that the Mintos team has been rigorous and productive. (more…)