The Mintos marketplace offers investors the opportunity to create a well-diversified investment portfolio in a single marketplace. On Mintos, you have the opportunity to diversify across different type of loans, loan maturities, geographies, currencies, return rates, risk-levels and loans with and without the buyback guarantee and also across different loan originators. You can find a detailed explanation on each of these steps here.
One of the most common suggestions for diversification with peer to peer investing is to diversify across different platforms. In most cases, peer-to-peer lending platforms only offer…
On Mintos, there are seven ways you can diversify your investment portfolio. Our diversification series has been taking a closer look at these strategies so you can have a well-diversified investment portfolio on our marketplace. So far investing in different loan types, maturities, geographies, currencies and return rates have been discussed. To see what the previous five steps were, click here.
The sixth way you can diversify your investments on Mintos is by selecting loans for investment with and without the buyback guarantee. The buyback guarantee on Mintos is an assurance by the loan originator to the investor….
Our seven-part diversification series aims to give you an in-depth explanation on how you can get the best from Mintos and create a well-diversified investment portfolio. Our previous articles showcased diversification on Mintos through different loan types, maturities, geographies and currencies. You can read the previous articles here.
You may be tempted to take that handy interest rate slider on the Mintos marketplace and adjust the selection towards the higher end. Every investor wants to maximise return and at the same time lower risk. However, the market ensures that…
This is the fourth article in our seven-part diversification series which aims to give you an in-depth explanation on how you can diversify your investment portfolio on Mintos. So far the articles in this series have showcased how you can diversify across different loans types, maturities and geographies.
Due to globalisation many assets and stocks now move together, regardless if they are from different countries, economic regions or even continents. The global financial crisis of 2007 was a clear example. This event illustrated the importance of…
This seven-part article series details the ways in which you can diversify your investment portfolio on Mintos. The first article showcased how you can diversify your loan portfolio by investing in different types of loans. The second article in this series explained how you can create a well-diversified investment portfolio by including loans with different maturities in your investment portfolio.
It is easy to fall into the habit of investing in geographies that you are most familiar with. For example, your home country, or somewhere that is considered to have a stable economy….
About this series
This seven-part article series details the ways in which you can diversify your investment portfolio on Mintos. The first article showcased how you can diversify your loan portfolio by investing in different types of loans. You can read the previous article here.
At Mintos, we believe creating and maintaining a well-diversified portfolio is one of the best ways to achieve long-term investment success. On our marketplace, not only can you diversify your loan portfolio by investing in different types of loans but also in loans with different maturities. This adds yet another layer of risk mitigation to…
You’ve probably heard the phrase ‘don’t put all your eggs in one basket’. When it comes to investing, this phrase could not be more relevant. Therefore, at Mintos we have our own saying: don’t put all your money into one loan, diversify! (more…)