Is it the loan performance or loan originator that matters?

24.08.2018

mintosblog

With an unparalleled number of loans originated by many different loan originators around the world, the Mintos marketplace provides a great way to build a very well-diversified investment portfolio of loans. While diversification is the most important component for reaching long-range financial goals whilst also minimising risk, the question remains – how to pick which loans to invest in? Should one look at the loan performance, or rather, at the financial strength of the loan originator? Or perhaps both? Is loan performance important at all if the loans come with a buyback guarantee from the loan originator?